life stages

Already Retired

You’ve worked your entire life and now all you want to do is live comfortably in retirement. Sometimes money becomes tight and you need a way to stretch your dollars. While you may not have paid off your mortgage before retiring, it’s safe to assume that you’ve built up some equity in your home. A reverse mortgage allows you to borrow up to 55% of that equity without having to make regular payments as you would with a traditional loan. The money you receive is tax-free and doesn’t affect the property’s title and ownership, nor does it impact income you receive from your pension or through government programs such as Old Age Security. Let’s see if this is the solution you’ve been seeking.

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