Cash Back Options
Buying a home is one of the largest financial investments you’ll make throughout your life. And sometimes, after saving for a down payment, you could use an extra boost to help you settle into your new place, especially if you’re a first-time homebuyer. I work with several lenders that offer cash back mortgages, where you’re advanced a lump sum of money when your mortgage closes. This can be used to cover closing costs, help furnish or renovate your new place, or however you choose. With the exception of down payment having to come from your own resources, there is no rule dictating how the cash back money must be used. But there are special considerations to keep in mind to ensure a cash back option is right for you.

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